Employer’s Liability Insurance
How To Get Employer’s Liability Insurance
Professional Indemnity (PI) Insurance
How To Get Professional Indemnity (PI) Insurance
Case Study - A Creative Agency In The South East
Public Liability Insurance
Commercial Property Insurance
Commercial Vehicle Insurance
Directors and Officers (D&O) Liability Insurance
Online Price Comparison
Pros (Advantages) | Cons (Challenges) |
There are many sites to choose from | Business insurance can be complex, and online comparison sites might make it difficult to qualify if you’re just starting |
Using the sites are quick and accessible | The excess may be much higher than it appears |
You can get cheaper deals | Insurance options may not be listed according to the most relevant because the insurer may have paid to be featured at the top |
Using A Broker
Pros (Advantages) | Cons (Challenges) |
You receive expert advice | The process may not be as quick as using online price comparison |
They may have access to deals that are not available on comparison websites | The deals may not be as cheap as using online price comparison |
You find the insurance that is best for you | |
Your broker may help you raise a claim, taking out the hassle for you | |
The peace of mind of dealing with a person who knows your situation | |
Direct to Insurers
Pros (Advantages) | Cons (Challenges) |
Direct to insurer arrangements may be able to offer lower prices | You may be sacrificing expertise for cash savings as a large insurer is unlikely to have the same knowledge of your business as a broker |
| Your choice for specialised insurances may be limited |